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KMID : 1001320150420040001
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Social Welfare Policy
2015 Volume.42 No. 4 p.1 ~ p.27
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An Exploratory Study on Self-reliance Support Program for Single Parent Families: Focusing on “Compulsory” Savings Plan for Welfare Facility Residents
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Kim Mee-Sook
Moon Jin-Young
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Abstract
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This study aims to explore how single mothers living in welfare facility perceive and utilize self-reliance support programs such as ‘compulsory’ savings plan for self-reliance. To this purpose, we conducted a case study, implementing in-depth interviews with 19 current and former welfare facility residents and focus group interview with social workers involved. The research findings are as follows. First, ‘compulsory’ savings plan for self-reliance, after being ‘settled down as a policy’ for the past 15 years, is regarded as ‘partially successful’ since it increased savings overall, but raised the concerns of privacy infringement as well. Second, ‘voluntary’ savings plan for self-reliance is ‘an additional option for single mothers with surplus income’which was introduced two years ago. However, there are limitations due to the lack of understanding about the program and the prospect that only a small number will be qualified. The success of the program ‘depends on how proactively people utilize it’ in the future. Third, ‘matching fund’ for voluntary savings plan was implemented in the studied facility on their own, incentivizing savings through matching funds. It turned out to be ‘an effective program for asset-building’, enabling ‘a first step toward savings’ even without any income. Based on these findings, we discussed issues in depth and suggested measurement for policy improvement.
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KEYWORD
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single parent families, , compulsory savings plan for self-reliance, voluntary savings plan for self-reliance, self-reliance support program, asset-building program
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